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Support Home Applying for a Loan Can I apply over the phone? Can I apply over the phone? Applications cannot be taken over the phone at this time. Please visit www.upstart.com to apply for your loan. Was this article helpful? 1 0 Related Questions: What fees do you charge? The best way to see the fees associated with your...… What can I expect when I apply? Applying for a loan begins with submitting a rate inquiry...… Are your loans fixed rate or variable rate? All loans through Upstart have a fixed interest rate, which...…