The best way to see the fees associated with your loan is by reviewing your promissory note. Fees vary by lender and product.

Common fees include: 

• Origination fees, which are deducted from loan proceeds and are typically non-refundable
• Late payment fees, which are charged if full monthly payment is not received in a timely manner.
• ACH Return or Check refund fees, which are charged if bank transfers or checks are returned due to insufficient funds or other reasons. 
• Repossession fees, which may be charged in connection with securing the vehicle for reasons outlined in the promissory note or retail installment contract of your Auto loan.