What fees do you charge?

The best way to see the fees associated with your loan is by reviewing your promissory note. Fees vary by lender and product.

Common fees include: 

  • Origination fees, which are deducted from loan proceeds and are typically non-refundable
  • Late payment fees, which are charged if full monthly payment is not received in a timely manner.
  • ACH Return or Check refund fees, which are charged if bank transfers or checks are returned due to insufficient funds or other reasons. 
  • Repossession fees, which may be charged in connection with securing the vehicle for reasons outlined in the promissory note or retail installment contract of your Auto loan.

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