After you see a rate, your loan application may be disqualified if certain changes occur on your credit report prior to origination. This is referred to as a subsequent disqualifying event, and is determined by the lending partner. Some potential events that may cause disqualification include:

1. Any inquiry or new account on your credit report since application.
2. A significant drop in credit score since application.
3. A significant change in monthly debt obligations since application.
4. One or more accounts on your credit report have become more than 30 days past due since application.