What documentation can I use to verify my income?

To verify your income, you may need to provide documentation that meets the following criteria:

1. Name and company name: The documentation should include your name and the name of the company you work for.

2. Recent: The documentation should be recent, typically dated within the last 30 days.

3. Clear and complete: Ensure that all four corners of the document are visible and that all information is legible and all pages are present

4. Personal income: The documentation should reflect your personal income, not someone else's.

The specific documentation required will depend on your employment status. Please refer to the information below to find the accepted document for your income type.

  • Full Time/Part Time
    • Most recent pay stub (dated within 30 days) showing salary or hourly wage.
    • Official job offer stating compensation and start date if pay stub is not available yet.
    • W2 (most recent calendar year) along with a recent pay stub (dated within 30 days) image and bank statement.
  • Additional Compensation (bonus/commission)
    • Offer letter stating target bonus or commission structure. 
    • Last pay stub of the previous calendar year showing year to date additional compensation earnings.
    • Verification of bonus/commission earned this year from your employer.
  • Multiple Jobs
    • Pay stub for each income source (dated within 30 days respectively).
  • Independent Contractor (e.g., 1099 employee)
    • Current contract with compensation details.
    • Completed tax return from the most recent filing year with taxable income listed.
    • Proof of recent income and bank statement (dated within 30 days or most recent quarter).
  • Self Employed/Sole Proprietor
    • Completed tax return from the most recent filing year showing the personal portion of income.
    • Proof of recent income and bank statement (dated within 30 days or most recent quarter). 
  • Retirement Benefits
    • Annual benefits letter.
    • Recent income verification.
    • Statements from a pension plan.
  • Alimony/Spousal Support/Child Support
    • Court order/agreement outlining amount, payment frequency, and duration.
  • Rental Income
    • Proof of recent rental income within the last 90 days. 
    • Completed tax return from the most recent filing year with rental income listed.
  • Trust
    • Letters from Trust administrator verifying current receipt of income.
  • Disability Benefits
    • Benefits letter specifying income amount, payment frequency, and duration dated within the most recent full-calendar tax year..

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